Steps to Financing Your First Car

Create Your Payment Plan

Before you can make a purchase, take some time to prepare for what your future auto loan may look like and how much you want to pay monthly. Creating a plan for your future payments can go a long way in understanding your budget as you enter the dealership and make a purchase.

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Know What Affects Loan Approval

Since this is your first car purchase, you’ll possibly be taking out a loan for the first time. You want to make sure you know of any past loans or credit cards that you have and make sure your credit score is in order. You can request a free credit report to see what potential lenders will see as you go through the financing process at a dealership.

The best way to help get you on track for approval is having proof of a steady job and income, and saving to have money for a down payment. If needed, you should also have available someone with good credit who can be a co-signer on your loan.

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Get Pre-Approved

You can take some steps in this process before you visit us. By filling out our online finance application, you can get pre-approved for an auto loan and start to explore estimates and rates that you qualify for. This can leave you more prepared for what your options will be when you sit down with our team at our dealership.

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Research Vehicles

Before you buy a vehicle, you should get to know the options you have. Do some research on the different models available and discover what fits your needs the best. You want to find something that offers practical use for your needs. This can be determined by the size of the vehicle, performance specs, fuel economy, and more. 

We make it easy for you to do this research by listing our available inventory online with all the details you need to narrow down your options.